General liability insurance, also called Commercial Liability Insurance, protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property. Whether you are a sole proprietorship or corporation, you can be protected from possible mishaps.
Someone can slip and injures themselves in you store, office, or job site because your tools or office equipment was on the floor for a few minutes and you were going to pick it up.
The customer’s property is damaged while you were working on it and it creates a costly repair to replace.
We live in a society where anything is possible.
Your business needs to be covered with the right coverages for the right risk. There are different levels of coverages depending what industry and how the business operates. If you’re running a welding shop is a higher risk than someone who sells clothes.
Clients, whether you’re working on the lawn or building another room for their home. They can ask for proof of insurance before accepting your services.
Building landlords can have requirements on minimums for a General Liability policy. In order to let your business operate in their premises and take a lease it is a requirement.
Shopping Centers would want coverages if you’re working as their security company or maintaining their parking lot landscape. They want to protect their shopping centers.