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Commercial Auto

Light Auto, Medium Auto, Long Haul, Tow Trucks, Sand & Gravel, Intermodal, Cargo and more.

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Business Insurance

Business Owner's Policy, Workers' Compensation, Cyber, Real Estate, Restaurants, Retail, and more.

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Contractors Insurance

General Liability, Builder's Risk, Tools, Professional Liability, Tools & Equipment, Bond's and more.

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Personal Insurance

Auto, Home, Motorcycle, RVs, ATVs Boats, Classic Car, Renters, Condominiums' and more.

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Serving Clients Across 11 States – Trusted Since 1997

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For over 25 years, Best Formula Insurance has been a trusted name in insurance—starting in California and now proudly serving clients across Arizona, Colorado, Illinois, Michigan, Nevada, New Mexico, Ohio, South Carolina, Texas, and Utah.

At Best Formula Insurance, we’re more than brokers—we’re your partners in protection. Whether it’s Auto, Home, Business, or Commercial coverage, we tailor every policy to fit your unique needs and budget. Our team delivers personalized, transparent guidance so you always know exactly what your policy includes.

We treat you like a person—not a policy number. Our strong partnerships with top-rated carriers allow us to provide not only competitive pricing, but also the reliability and professionalism you deserve.

Our mission is simple: Deliver exceptional service, trusted advice, and smart insurance solutions across every state we serve.

What Our Clients Say Testimonial Review Stars

Excellent attention and Service

-Mario Alberto E

Excellent Service

-Silvia M

Affordable

-Mizuky

Got a really cheap insurance good customer service

-Jonathan L

Excellent service by Angeles. Very professional and recomends the best insurance policy.

-Angel

Quality, Customer service Excellent service

-Jeanette R

Been inside so many times in Calexico and El Centro and both have very friendly customer service. Quick easy service.

-Jessica M.

Excellent service and very good attention.

-Fernando P.

They solve all your insurance problems

-Jose Z. E.

They have an excellent service towards the Hispanic community, always kind Monica, Iris and Bella always attentive to everyone!!

-Mery R

Extremely knowledgeable, helpful and attentive to my needs. He actually cared and not try to fit me in an “one size fits all” in regards to all my policies. Anyone looking to get auto or home insurance, ask for Luis! He’ll definitely take care of you!

-TJ L

Just like the service and the employees very professional

-J Bedolla

Highly Recommend Brian Morales, great service! Great savings! And overall one of the best experiences Ive had with insurances

-Eduardo A

Good help! Thumbs up

-Ric L

The best, really sweet, friendly and patient. Always very helpful, has the answers to all of my questions and clears any doubts that, I might have in mind. I will forever be a loyal customer of his.

-Fernanda M

Absolutely, Luis...he is friendly, efficient, and explains to you step by step making recommendations of what is best for you! Thank you Luis you are the best!

-Yanet G

They are the best people to look after your insurance needs. They will treat you like family and mean it because that's the kind of folks they are.

-Gilbert C

Belle was extremely professional and provided the best customer service.

-Jose G

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